LEADERSHIP

Michael Zipfel

Email: zipfel@zipfel.com
Office: (513) 321-0111
Cell: (513) 313-7899
E-Fax: (513) 657-4677
NMLS #60861

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Mike founded Zipfel Capital in 2006 with one singular goal; thru diverse lending relationships, provide clients the most aggressive terms on the marketplace.

Since then, with an emphasis on jumbo lending, Mike’s placed thousands of loans, empowered internal loan officer development & diversified Zipfel Capital growth by adding the commercial vertical. Today, Zipfel Capital has originated over 2B in residential debt & another 325M in commercial. In 2021, Scotsman Guide Magazine ranked Mike the #2 residential volume broker in Ohio.

Mike guest teaches a lending course at Miami University, serves on the University of Cincinnati’s Real Estate Schools BEARE Board & coaches his kids sports. A graduate of Miami University with a degree in Finance, Mike resides in Indian Hill with his wife Liz and five kids.

 

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Tim O'Brien

Email: tim@zipfel.com
Cell: (513) 310-7180
E-Fax: (513) 657-4683
NMLS #246789

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As an equity partner in Zipfel Capital, Tim provides an unparalleled level of customer service & execution for his clients. Ten years as a debt placement strategist, Tim works directly with his client’s wealth managers, real estate brokers, CPA’s & attorneys to ensure the mortgage aligns with both their short and long term financial goals.

Leader amongst his industry peers, Tim was recognized in Mortgage Professional Magazines America’s HOT 100 list for 2018; movers and shakers redefining America’s mortgage industry. In 2019 & 2020, Scotsman Guide Magazine ranked Tim the #1 residential volume broker in Ohio. Tim has published advice within Cincinnati Business Courier’s “Ask the Expert” column.

Being a life-long Cincinnati resident, Tim holds a bachelor’s degree from Xavier University and is a graduate of The Summit Country Day School.

Outside of Zipfel Capital, Tim is a real estate investor and active within the Cincinnati Youth Collaborative. He lives in the Cincinnati with his wife Emily and three kids.

 

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Blake Zaring

Email: blake@zipfel.com
Cell: (513) 284-8085
E-Fax: (513) 657-4681
NMLS #1013939

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As Business Manager, Blake oversees company ops, implementation of Zipfel's marketing strategies, brand management, community outreach, client retention efforts as well as compliance.

Adding thoughtful prospective, Blake has been a featured professional radio guest on “Business Wise” WNKU discussing market trends and lending best practices. Venue Magazine featured Blake in their 2019 "Next Generation of Community Leaders" & 2021 on their "40 Under 40" list.

Present and past affiliations include:

Dan Beard Council, Board Member; Professional Leadership Network, Co-Chair; University Club of Cincinnati, Board President; Cincinnati Squash Academy, Board Member.

Blake received his Bachelors of Science degree from University of Denver, Daniels College of Business, & resides in Indian Hill with his wife Jessica & two sons. He is an avid squash player, golfer & downhill skier.

 

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Randy Church

Email: randyc@zipfel.com
Cell: (513) 616-9431
NMLS #1970796

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Randy has over 28 years of experience in the financial services industry. Over the last 20 years his focus has been on Commercial and SBA finance, which includes SBA 7a, SBA 504, and commercial real estate loans. In 2014 & 2015, Randy was awarded the Hamilton County SBA Lender of the year. Prior to Zipfel Capital, Randy led the commercial lending division for a family owned community bank in Cincinnati.

Randy has an MBA and was a financial advisor for 8 years prior to getting into banking. A lot of colleagues and friends like to call Randy “the mayor” because they say he knows everyone in town.

Born and raised in Cincinnati, Randy is a member of Wyoming High Schools Athletic Hall of Fame. Randy has been married for 23 years and has a son, Will (Palm Beach Atlantic University - Business & Sports Broadcasting & Production), and daughter, Jordan (Arkansas State - Playing Soccer - Nursing).

Randy loves sports, finance, and being with his wife and kids. When not coaching high school basketball at his alma mater, Randy loves golfing with his son & watching his daughter play soccer. Randy travels to northern Michigan in the summers and Florida in the winters.

 

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Hannah Roush

Email: hannah@zipfel.com
Office: (513) 321-0111
Cell: (513) 532-2013
E-Fax: (513) 657-4679
NMLS #1826205

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Hannah began her mortgage career as a loan processor on behalf of multiple loan officers in charge of hundreds of loans & $150,000,000 in annual volume.

Currently as a loan originator with many first time home buyers, Hannah takes great pride in her meticulous attention to detail, continual communication & client education from start to finish. Within both residential and commercial space, vast market insight, alongside relentless execution, are all characteristics that differentiate Hannah and her Zipfel Capital team. Hannah has past leadership experience within medical field.

Hannah has a Bachelor’s of Science from the University of Cincinnati and is a graduate from Cincinnati Hills Christian Academy. Hannah is a lifelong Cincinnati resident. Notably, Hannah is a diehard Ohio State Buckeyes football fan and can be found screaming at the TV on Saturdays in the fall!

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Connor Jay

Email: connor@zipfel.com
Cell: (317) 607-5498
E-Fax: (513) 297-2484
NMLS #1902645

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Connor has been in the lending business since 2017 and joined the Zipfel Capital team in 2020 as both a loan processor and producer. Processing over $100,000,000 in loans his first year with Zipfel, Connor has an expertise of a seasoned veteran. As a loan originator, he takes great pride in his client communication and mortgage education.

Outside the office, Connor enjoys playing basketball, golf, watching sports & spending time with his growing family.

 

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Greg Updegrove

Email: greg@zipfel.com
Cell: (513) 227-9440
E-Fax: (513) 373-4997
NMLS #65374

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A proven expert since 2001, Greg’s wealth of lending knowledge comes from a relentless pursuit of clients financial goals. Prior to Zipfel Capital, Greg helped build a boutique lending firm by cultivating strong relationships with his clients; evaluating their specific financing objectives and overall financial goals. Greg builds a team-oriented concept with his clients’ Wealth Management Advisors, Accountants, Estate Planning Attorneys, Real Estate Team (and others) allowing the client to utilize their mortgage in a manor which best serves their overall financial direction.

Greg is a US Military Veteran. During his 6-years of service, Greg developed relationship skills across diverse professional backgrounds & within various international borders empowering him to successfully launch the first ever International Relocation Broker Program in Cincinnati.

Greg’s annual broker production has regularly ranked him in both the top 5% of the Greater Cincinnati Mortgage Bankers Association (GCMBA) & Top Producer's Magazine. With a discipline in high-end lending, Greg previously held the highest average loan size in Cincinnati, ranked in the Business Courier's Top Mortgage Lenders list.

Greg and his wife Marlinda have three children & enjoy serving their community and enriching and developing the lives of others.
 

About

Mission Statement:

Assemble an unparalleled group of lender relationships offering our valued
clients the most aggressive products & solutions in the marketplace. Period.

 

Vision Statement:

To be one of the foremost debt placement outlets up to $100,000,000
in the region and country.

 

Core Values:

Innovate Constantly / Customers 1st / Radical Transparency / Desire to Lead / Service, Service, Service / Community Involvement