Cincinnati magazine FIVE STAR mortgage professional

—

IN 2021 Tim O’Brien & mike ZIPFEL RANKEd #1 & #2 VOLUME BROKERS IN oh BY SCOTSMAN GUIDE magazine

—

Zipfel Capital exemplifies the values and strengths we seek in partners for our clients. Zipfel Capital has a team of experts that take the time to fully understand the financing needs of our clients. The team works diligently to create a personalized strategy that helps accomplish the goals of our clients’ overall financial plan. Our interaction with Zipfel Capital has been collaborative from both the client and advisor perspective.

– Dan Vogepohl, Principal at Wealth Dimensions

As a self-employed entrepreneur and real estate investor, residential lending regulations can present a number of obstacles. Tim O’Brien and Zipfel Capital have been able to deliver for me in ways no one else can. He specializes in placing lending solutions for business owners and real estate investors like me. His responsiveness and execution is second to none.

- John Heekin, Principal at Source 3 Development

Mike Zipfel and his entire team represent all that is right about the mortgage process. They embrace the client like no other and bring a passionate work ethic that is invaluable. Mike is a true Cincinnatian with a heart of gold and has a mortgage acumen that is second to none.
– Mike Bohn, USC Athletic Director

Over the past several years, I’ve worked with Tim O’Brien on six occasions. Spanning residential purchase & refinance, new construction, and commercial investment. Both Tim & Randy’s knowledge of the lending industry and ultimate trustworthiness is what keeps me coming back. If you are searching for the most competitive commercial or residential loans terms, it would be a mistake not to call Tim.
– Charlie Rittgers, Attorney at Rittgers & Rittgers

I've been working with Tim O'Brien and the team at Zipfel Capital for a number of years now. They are the first name on our list of recommended lending partners. That said, we always offer our clients several options. They have the opportunity to select whoever they work with. It says quite a bit that our clients seem to ALWAYS select Zipfel Capital. Our real estate team has very high standards for anyone we recommend so the fact that we keep coming back to Tim is a testament to how great they are. In a highly competitive market, they continue to offer the best products to our clients and communicate at the highest level. Buying or refinancing, this crew should be your first call.
– Mike Hines, Co-Founder at Oyler Hines of Coldwell Banker

I could not have been more pleased with my Zipfel Capital experience. Mike and his team went out of their way to ensure I received the best product tailored to my specific needs. Each team member I interacted with was personable, knowledgeable, and effectively communicated each step of the lending process. Zipfel Capital is the only place I’ll look to for my future lending needs
– Dr. Christopher South M.D.

As a first time home buyer, we had an excellent experience with Zipfel Capital. Excellent communication every step of the way. Will be using them again on my next home purchase.
– Chris Wieland

When building a home Zipfel Capital's flexibility and expertise made all the difference. Reaching out to Blake Zaring and consulting with the Zipfel team, we ended up with more options and better terms than we thought possible.
– Brett Heekin, Entrepreneur

Our experience with Zipfel Capital was fantastic. Ultimately they were able to provide us an interest rate that was a half point lower than our bank, and at a third of the costs. Once we were presented our mortgage options, we realized we could afford more house than we originally anticipated
– Dr. Eric L. Eisenhauer M.D.

I recently purchased a business and The Zipfel Capital team found me several lending options while other banks told me I didn't qualify. Mike found several different solutions to pick from which made life easy.
– Jon Enia, Owner at Maker Creative

I’ve worked with Tim at Zipfel Capital on a number of occasions over the years and each time he's presented me with the best mortgage products the market had to offer. He thinks outside the box to achieve our best end result and works tirelessly to resolve any obstacles along the way. Above all else, he always followed through on what he said he would do. I have and will continue to refer him to friends & family.
– Chris Cardone, M.D. Director of Anesthesia, Riverview Health Institute

Zipfel Capital offers an unmatched level of professionalism, communication and expertise. We’ve worked with Tim O’Brien and he has consistently provided better terms than any loan professional we’ve worked with. He represents the best interests of his clients and shops with several different lenders to ensure he finds the best terms. We always felt as though Tim worked for us, not the lenders he does business with. In our most recent loan, we discovered an issue with the way the loan documents were recorded long after closing and Tim went out of his way to ensure the issue was addressed and corrected. We refer as many of our friends & clients as possible.
– Christine Carleton, Principal at Truepoint Wealth Counsel & Tom Carleton, Executive Director at the Leukemia & Lymphoma Society

Completed two separate commercial transactions with Zipfel Capital this year (2019). I was pleased with the financing options they secured which beat the market. The entire Zipfel team did an excellent job managing the underwriting process and determining the best solution for our needs. Blake & Mike’s client focused approach made both transactions feel organized and efficient from start to finish. I will certainly use Zipfel again in the future.

– Gregg E. Pancero II, President at GPMG, Inc

Randy is so wonderful to work with. He is reliable, quick to respond, and gets the job done in a  professional and timely manner. I already look forward to working with him again!

– Amy Mason Calvert, Owner EMS Hooptech

As you know, I’ve recommended you to many friends, business colleagues, family, etc. Last year alone you financed for me: $5M commercial building, $800K commercial loan for my student rental, refinanced my own home, secured a mortgage for my brother in law, and are currently working on a REFI for my father-in-law. Not to mention, I sent a few other referrals over. Tim, your execution was second to none on all of them. Thank you.

- Anonymous, Developer

Connected with Zipfel Capital at the beginning of a complicated deal involving two cash out refinances getting rolled into a third building acquisition. Randy Church and Tim O'Brien knew precisely what lender would be interested in my deal. Their responsiveness within the hour and simplified requirements for underwriting made the process smoother than any large lender. Zipfel's network of lawyers and title specialists are equally as responsive and thorough. Their expertise is invaluable on a tricky deal. I will be reaching out to them on the next one!

- Dave Sharkey, Owner Sharkey Properties LLC